They Voted For You: Credit Cards

All three of West Virginia's U.S. House members voted for "a bill to restrict credit card practices and eliminate sudden increases in interest rates and late fees that have entangled millions of consumers," The Associated Press reports.

U.S. Reps. Alan Mollohan, D-1st; Shelley Moore Capito, R-2nd; and Nick Rahall, D-3rd, helped pass the Credit Card Holders' Bill of Rights Act of 2009 in a 357-70 vote.

"The measure would prohibit so-called double-cycle billing and retroactive rate hikes and would prevent companies from giving credit cards to anyone under 18," AP report, but adds that "if they become law, the new provisions won't take effect for a year, except for a requirement that customers get 45 days' notice before their interest rates are increased. That would take effect in 90 days."