They Voted For You: Mortgages and Lending

West Virginia's U.S. House delegation helped pass legislation "to outlaw 'liar loans,' ballooning mortgage payments and other bank practices that lawmakers say preyed on consumers who couldn't afford their homes," The Associated Press reports.

Reps. Alan Mollohan, D-1st; Shelley Moore Capito, R-2nd; and Nick Rahall, D-3rd, all voted for the Mortgage Reform and Anti-Predatory Lending Act.

"The bill passed 300-114, with many Republicans contending it would limit consumers' options and restrict credit," the article said. "Democrats said it would ban only the most egregious lending practices and wouldn't keep most people from getting a mortgage they can afford."