They Voted For You: Risky Mortgages

West Virginia's U.S. House delegation helped pass the "Mortgage Reform and Anti-Predatory Lending Act" last week.

Reps. Alan Mollohan, D-1st, Shelley Moore Capito, R-2nd, and Nick Rahall, D-3rd, all voted for the measure, which passed 291-127.

"It now goes to the Senate, where a similar bill has been stalled for weeks," The Associated Press reports, observing also that "Republicans and the White House warned that congressional meddling with mortgage markets could make things worse. Many Republicans argued the bill would make it harder for borrowers to refinance loans due to reset at higher interest rates, and make it almost impossible for poor people to get loans to buy a house."

(Capito was among 64 House Republicans to support the legislation, while the Democrats were unanimous.)